VET Student Loan eligibility
To apply for a VET Student Loan, you must meet the:
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requirements, and
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requirements.
Check your eligibility
To be eligible for a VET Student Loan, you must be one of the following:
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an Australian citizen
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a permanent听humanitarian听visa holder听who is usually resident in听Australia
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a Pacific Engagement visa holder who is usually resident in Australia听(if the census date of your course was after 1 February 2024)
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a qualifying New Zealand citizen on a Special Category Visa (SCV) who meets the long-term residency requirements.
Requirements for long-term听New Zealand听谤别蝉颈诲别苍迟蝉
To qualify for a VET Student Loan, New Zealand citizens must:
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hold a New Zealand Special Category visa (SCV)
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have been听living as a resident听in Australia for at least ten years
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have been a dependent child听when residence in Australia first began
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have been in Australia for periods totalling eight years during the previous ten years听蹿谤辞尘听the date of the loan application
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have been in Australia for periods totalling 18 months during the previous two听years.
Please note:听Holders of other permanent visas and temporary visas are听not听eligible for a VET Student Loan.
Academic suitability
To be considered , you need to meet one of the following criteria:
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Provide a copy of your senior secondary certificate (also known as a Year 12 certificate) or International Baccalaureate (IB) Diploma, or
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Show evidence of a certificate IV level qualification or higher, or
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Complete a literacy and numeracy assessment.
Provide your senior secondary certificate
Please submit a copy of your senior secondary certificate of education (awarded by an Australian authority or agency) or an International Baccalaureate (IB) Diploma.
You’ll need to provide this documentation when you apply to enrol.
Show evidence of a certificate IV level qualification or higher
You can provide a copy of your qualification at a certificate IV level or above when applying. If you gained this qualification at 秀色直播just let us know this when you enrol.
If you cannot provide a certificate, you may provide:
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a transcript from the national (for qualifications attained from 2015)
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evidence of an approved overseas qualification.
Complete a literacy and numeracy test
秀色直播requires you to complete a to demonstrate you're .
If you need help completing this assessment or providing the above documents, our Customer Support Team can assist you on 131 601. Or if you prefer, you can use the customer service enquiry form linked below.
Other requirements
Before you apply for a VET Student Loan, there are some important requirements you need to meet.
These include:
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having or applying for a Tax File Number (TFN)
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having or applying for Unique Student Identifier (USI)
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not exceeding your (HELP) .
Tax File Number (TFN)
You need to (TFN) or be in the process of applying for one. We require your TFN because your loan repayments are made through the tax system.
For more information, please see the .
Unique Student Identifier (USI)
To study a nationally recognised training course, you must have a USI. If you don’t have one, go to the to register.
HELP loan limits
A ‘HELP loan’ is an umbrella term that covers a group of loans, including VET Student Loans, HECS-HELP, FEE-HELP, and VET FEE-HELP.
When you apply for a HELP loan under any of these loan types, there is a loan limit on the amount you can borrow. This is your combined HELP loan limit.
To be eligible to apply for a VET Student Loan, you must not have exceeded your limit. The available HELP balance is the amount you are still able to borrow under the HELP loan limit.
You can view your available HELP balance via the .
You must also:
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intend to study your course primarily in Australia
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provide any requested documentation to 秀色直播and submit the electronic Commonwealth Assistance Form (eCAF) online by the first census day
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comply with ongoing Australian Government (eCAF)
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read the .
For more information on your loan limit visit the page below.